“First-time homeownership is challenging and requires tenacity, but it is possible.” Home prices are high on the Central Coast, we know. The lack of inventory plus the desire to live here means the prices will remain higher than the national average. So what does that mean for first-time home buyers? According to Joe Johnston’s […]
5 Steps To Follow When Applying For Forbearance
If you’re currently feeling the stress of affording your mortgage payment, or if you know someone who is, there’s still time to get help. For homeowners experiencing financial hardship this year, the CARES Act provides mortgage payment deferral options, creating much-needed relief in these challenging times. It’s important, however, to understand how forbearance works. It’s not automatic. […]
6 Things To Avoid After Applying For A Mortgage
Once you’ve found the right home and applied for a mortgage loan, there are some KEY things to avoid so you continue to qualify for your loan when it’s time to close on your home. #1. DON’T Deposit Any Cash Into Your Bank Accounts Before Speaking To Your Banker Or Loan Officer. While normally we celebrate […]