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See the advantages of listing your home with us using our Hassle-Free Listing Plan. Designed to save YOU money.
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First Time Homebuyers: Pismo Beach, San Luis Obispo, and Arroyo Grande California home buying, real estate listings, and homes for sale in San Luis Obispo County, CA

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Pismo Beach, San Luis Obispo, and Arroyo Grande real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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Making An Offer >Making Your Offer

When you find the right home, what can you do to maximize your chances of actually getting it? The first step you should take is to make a prompt offer.

Whether you are in a buyers' or sellers' market, taking too much time to initiate an offer can cost you money, especially if you are planning to offer less than the asking price or will be asking for special terms. If your offer is the only one on the table, the sellers will consider it, and if they don't accept it, they may make a good counter offer. While you are "sleeping on it", however, you risk the possibility of another offer coming in. If another buyer appears on the scene, you lose an important advantage while you and the sellers are going back and forth with offers and counter offers. A buyer who really wants that special house will make the best possible offer --as quickly as possible.

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Q	Where would you go if you wished to stay in the world's most expensive hotel room?
A	The Imperial Suite at the President Wilson Hotel in Geneva, Switzerland, which can be reserved for $33,000 per night.
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The Keenan Carter Group, REALTORŽ, real estate agents and broker for Pismo Beach, San Luis Obispo, and Arroyo Grande California home listings, property and land for sale - NUMBER1EXPERT(tm)

The Keenan Carter Group
Keller Williams Realty
350 James Way Suite 130
Pismo Beach, CA. 93449
805-773-7711
805-489-3400
Toll Free: 888-549-4030
Fax: 805-773-2684
Email: Dick@dickkeenan.com
Dick Keenan Lives and Works in the Five Cities area. He has a proven track record that few agents can match! Experienced Assistants work exclusively for Dick to provide SUPERIOR SERVICE. They free him up to spend more time with YOU! State of the art computers and other technologies allow Dick to provide fast, efficient service to his clients! Dick will never lose sight that his honesty, loyalty, understanding, accountability and creativity are what make him so very different from the real estate masses. His services will always be made available to the public and will always utilize a well-trained staff to assist him in the complex home selling process. Dick will always strive for excellence and he makes a commitment to forego a portion of his life in exchange for continued education so that he may better serve his clients..

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