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The Keenan Carter Group, REALTORŽ, real estate agents and broker for Pismo Beach, San Luis Obispo, and Arroyo Grande California home listings, property and land for sale - NUMBER1EXPERT(tm)

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Need local real estate information? We've summarized much of what is important about the Pismo Beach, San Luis Obispo, and Arroyo Grande real estate market in this site.

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Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR REALTORSŽ. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Pismo Beach, San Luis Obispo, and Arroyo Grande REALTORSŽ, we have the experience and track record you are looking for. Please let us help.

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Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Q	Into what category do forty-four percent of home buying households fall?
A	Forty-four percent of home-buying households are made up of married couples with dependents.
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The Keenan Carter Group
Keller Williams Realty
350 James Way Suite 130
Pismo Beach, CA. 93449
805-773-7711
805-489-3400
Toll Free: 888-549-4030
Fax: 805-773-2684
Email: Dick@dickkeenan.com

Dick Keenan Lives and Works in the Five Cities area. He has a proven track record that few agents can match! Experienced Assistants work exclusively for Dick to provide SUPERIOR SERVICE. They free him up to spend more time with YOU! State of the art computers and other technologies allow Dick to provide fast, efficient service to his clients! Dick will never lose sight that his honesty, loyalty, understanding, accountability and creativity are what make him so very different from the real estate masses. His services will always be made available to the public and will always utilize a well-trained staff to assist him in the complex home selling process. Dick will always strive for excellence and he makes a commitment to forego a portion of his life in exchange for continued education so that he may better serve his clients..

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